Terms of Service

Welcome to Essential Life Services. By accessing or using this website, or by submitting a form, using our chat widget, or otherwise contacting us, you agree to these Terms of Service.

Use of This Website

This website provides information about life insurance products and services offered by Essential Life Services. Content on this site is for informational purposes only and does not guarantee coverage, rates, or policy terms. Actual insurance products are subject to underwriting and the terms of the applicable policy.

No Professional or Financial Advice

Information on this site is general in nature and is not a substitute for personalized advice from a licensed insurance agent. Contact us directly to discuss your specific needs before making any insurance decisions.

SMS/Text Messaging Terms

By submitting your phone number through our forms or chat widget and opting in, you consent to receive text messages from Essential Life Services related to your inquiry, and, where you have given separate marketing consent, promotional messages about our services. Message frequency varies. Message and data rates may apply. Reply STOP at any time to unsubscribe, or HELP for assistance. Consent to receive text messages is never a condition of purchase, and your mobile information is never sold, shared, or disclosed to third parties for marketing or promotional purposes. See our Privacy Policy for more information.

Carrier Liability Disclaimer

Wireless carriers (including but not limited to AT&T, T-Mobile, and Verizon) are not liable for delayed or undelivered messages. Carriers are not responsible for the content of Essential Life Services' text messages.

Age Restriction

Our SMS messaging program is only available to individuals who are 18 years of age or older. By opting in, you represent that you are at least 18 years old.

User Conduct

You agree not to misuse this website, including attempting to gain unauthorized access to any part of the site, submitting false or misleading information, or using the site for any unlawful purpose.

Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Essential Life Services or its licensors and may not be reproduced or used without permission.

Limitation of Liability

Essential Life Services is not liable for any damages arising from your use of this website or reliance on information provided here. This website is provided "as is" without warranties of any kind.

Changes to These Terms

We may update these Terms of Service from time to time. Continued use of this website after changes are posted constitutes acceptance of the revised terms.

Contact Us

Essential Life Services

60-35 Cooper Ave, Glendale, NY 11385

[email protected]

(929) 428-4365